This distinction is important because the main sources of revenue differ for the two functions. The transaction, or payment, function allows the user to purchase goods without using cash, whereas the credit function allows the user to borrow by carrying balances on their credit cards, resulting in interest charges accruing on the account. Specifically, we break down profitability based on the two main functions of credit cards: a transaction function and a credit function. Our analysis focuses on the business model of credit cards from the perspective of both issuers and borrowers. We overcome issues that plagued many of the past analyses by using detailed data on the credit card portfolios of some of the largest credit card lenders. In this note, we contribute to the analysis of credit card profitability by examining the drivers of profitability. 2 Most of these analyses of credit cards rely on bank-level regulatory data, which allow only the calculation of bank-level profitability, rather than the profitability of just the credit card portfolio. Over the past 40 years, the profitability of the credit card industry has received much attention from both academic research and regulatory reports. 1 According to the G.19 Consumer Credit Statistical release, revolving consumer credit, which mainly consists of credit cards and related plans, stood at over one trillion dollars at the end of 2021. Bord, and Bradley Katcher IntroductionĬredit cards are one of the most ubiquitous consumer financial products in the United States, with more than 75 percent of households owning at least one general purpose credit card in 2019.
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5/8/2023 0 Comments Autoit scite clear line![]() ![]() The symbols in the trace shows that execution jumps from 5 to 8 and waits on 9. And yes we see that all indicators are positioned on line 9. Let us try that by pressing F8 another time. The (enlarged) window shows the return values and and thereafter the 5 array values.īecause we see that the error value is 0, we can expect that the next instruction will not execute the MsgBox. When we press on the + at the line 4 in the Program Trace Window, we see the values of the variables involved in the execution of line 4. The yellow triangle now on line 5, the shows the content of the array in the variable $FileList and the trace window shows the recorded steps taken so far. A tooltip window opens and shows us the result of the execution. We hover the mouse over the variable $FileList. It executes the instructions on line 1,2 and 4 and pauses on line 5. The yellow triangle is positioned on the next instruction to be executed.Įach time we press the F8 key, that instruction will be executed. The screen is rearranged for debugging and after a short moment the first instruction is ready to be executed and debugger pauses for the next steps. Press once the F8 button (start debugging in single step mode). We explain all the details in the other chapters. It looks like the next window.ĭon't be overwhelmed by all the windows you see. You will see after a short moment the main window of AutoIt Debugger in Development Mode. Using the keyboard shortcut Alt+G or using the menu Tools-> Graphical Debugger starts the AutoIt Debugger with this example program ready to run. You can find these instructions in Reference - Integration with SciTE on this site. We assume you have installed the AutoIt Debugger and has followed the instructions to integrate the debugger in the SciTE editor. This is the moment that we start using the AutoIt Debugger. You see the end result, but you did not see it how it ran. It takes less then a second and the result will be shown. Maybe is the concept of arrays not quite clear to you, so you will try the example at the end of the description. In the help file you discover the UDF function _FileListArray and it looks that that function has some of the capabilities you are looking for. if you are thinking of writing a program of finding all your mp3 files on your computer you need a function to read the filenames ending with. There is so much available and sometimes the help file explains a function but the used concepts are still unclear to you. You understand already how to write a simple program, but a large part of the standard and UDF (User Defined Functions) library functions is still unfamiliar to you. We assume you have already installed the AutoIt3 development environment and you have read parts of the AutoIt3 help manual. In this chapter let us explain what you see, when you start the debugger and we will use a simple scenario to get an overall picture of working with the debugger. After reading the topic Architecture of the debugger you have some idea how the AutoIt Debugger works behind the screen. 5/8/2023 0 Comments Custom cs go crosshairsIf you have aspirations of becoming a pro-player, or a human highlight reel, then practicing on these crosshairs can help you in the long run.Įach pro-players crosshair has very similar-styled crosshairs, and they differ only slightly from one another. Simple edit of Redline to make it so that all the players spawn with armour by default and an extra box has been added in the middle section of boxes as to allow cover when going from the headshot box outwards. So if it makes it easier for them to line up a headshot, it should definitely help you as well – given that you train your aim too. Pro players put in thousands of hours of training to become human aimbots and their crosshairs are what they’ve trained on and gotten used to. Counter-Strike Global Offensive is an online multiplayer FPS (First Person Shooter) game developed and. There is a reason why pros use a certain type of crosshair – and it’s because it helps line their aim up more easily. All Discussions Screenshots Artwork Broadcasts Videos Workshop News Guides Reviews. How to Setup a Custom Crosshair in CS:GO. This informs CS:GO of any settings you want it to adopt on startup, and can be found in the game’s directory. Unless you are looking to stay and practice on a crosshair like this forever, you’re better off with something more generic.īetter yet, you can use the same crosshair as the top CS:GO players use! Why You Should Copy a Pro Player’s Crosshair To fully customize your reticle, you’ll want to edit the game’s autoexec.cfg file. Our recommendation is that you don’t use these types of crosshairs. Sure, you could get used to it for a while, but if you have a bad game, you will question whether it was your skills that let you down or your crosshair.Īnd you will end up changing your crosshair to something else. Having the ability to view other players crosshairs, and even copy them is great This is going to help pe. This may look like an intriguing crosshair to use which even allows you to fit a enemies head perfectly within the square… But don’t you find it distracting? Doesn’t it look like a badly drawn game of notes and crosses? With a brand new update comes lots of excitement. There are also a few other methods players choose, which we will present down below.The Workshop MapIf you have started CSGO on your screen, follow these instructions:Go to PLAY > Workshop Maps > Crosshair Generator > GO You will have two options - to make a new, custom crosshair or choose an already made crosshair, that is used by professionals. The only accurate CS:GO crosshair generator on the web, including advanced commands and settings (2022). 5/8/2023 0 Comments Piccollage baixarIn this way, I tried to build up the confidencethe within the team that Figma is convenient and easy to use. At the end of the Innofest, people who used Figma showed some good results and had a positive experience using it. I encouraged non-engineers to use Figma's prototyping feature, turned the ideas into practical and Interactive prototypes, and helped people who needed troubleshooting. I first suggested for people to try out Figma during our company's Innofest (an internal Hackathon event), letting all of the members get involved in the design process. Introducing a new tool into an existing process is not easy. There are several factors that pushed us to make the change: we had six designers on the team, spending time on merging different versions of design and waiting for the files to be uploaded and downloaded reduced the productivity of the whole team in addition, since we have frequent cross-functional communication, it was important to improve the efficiency of how designers presented our progress to the engineers and PMs. From the day that I joined, I started to plan on switching our team’s main design tool from Sketch to Figma. Design aspects of design engineering Facilitating better design processesīeing in the product design team, the goal of a design engineer is to provide designers with a better workflow, either through the tools or process improvement. Within the design teams, there's visual design and product design. PicCollage is an App on iOS and Android, therefore, we have two client dev teams, a server dev team and a machine learning team then, we have product management and design teams. Google Design Jobsīefore I dive into my work, let me introduce the organizational structure of the PicCollage Company, so you can get a better idea of the departments that I usually work with. ![]() These are the strengths and goals of design engineers!Īs a UX Engineer, you’ll weave together strong design aesthetics with technical know-how. Every cross-functional communication may require some back and forth confirmations to avoid misunderstandings.įurthermore, as the organization grows and more designers join the team, there's a greater need to align process.Īs a Design Engineer, we understand the needs and actual practices from both design and engineering aspects, and are able to propose ways to improve the development process and use tools to accelerate team's efficiency on both the design and development front. In the software development process, designers are responsible for the user interface, they will handoff the complete design to the engineers for development, then meet with the product manager for the next feature. What's a Design engineer? Do you do design and coding at the same time? 5/7/2023 0 Comments Luciform switch![]() From torpid starfields to turbulent seas, from sunken submarines to a volcanic fortress, The Dark Being cascades through time & space as a veritable rollercoaster of sound & emotion. “The Dark Being” is a journey through fantastic and harrowing cosmic realms. Determined to rescue both Amanda and Krick, you follow them through the portal and into a strange world filled with sophisticated machines and bizarre architectures, a world once flourished but now largely destroyed, rendered nearly uninhabitable through the Dark Being's malicious actions.” Before you have a chance to admire the vastness and complexity of the laboratory equipment, Amanda is snatched from her cradle by a dark ethereal creature and taken to a distant land in another dimension. ![]() After arriving at the monolithic lighthouse, you learn more about the doctor's work - Krick’s research navigates the treacherous and unexplored territory of reducing the linear distance between planets and creating a proximity point by focusing electricity across a Fresnel lens, thus harnessing the electrical power stored in lighting to generate a portal to parallel universes. Krick stammering that something terrible has happened and he must flee, begging you to watch over his infant daughter Amanda in his absence. “On a fateful stormy night you receive a panicked phone message from your eccentric and mysterious neighbor Dr. ![]() It seems that the software in the head unit is a bit dumb and badly written! It ought to be able to handle Android Auto coming in from the phone via cable and access the phone's media player via Bluetooth at the same time!! (but it seems that it can't!) Which is weird because even though the phone is plugged in via cable (for AA use) it's seems to be fine with connecting to the phone's bluetooth for phone use!Īlso, when you have the source menu on the screen (6 soft buttons), it also gets a bit weird there too! With a USB cable connected for AA or AC, the bluetooth source "button" gets greyed out meaning you can't access it! Unplug the USB cable and AA/AC goes grey and the Bluetooth goes "blue"(!) and media player on the phone immediately reconnects! Yes, you can plug a hub in and one device into that hub and it will work but it flat out refuses to recognise a second device plugged in on one of the other hub ports! (like a USB stick with music on) AA and AC only work via cable and if your phone is plugged in in that way, it overrides any other input attempt including access to your phone's media player via bluetooth!! It's a bit weird the way that the USB port works. If it only has one (I can't find another), can you use a hub? My Ford Focus for example has two USBs so I can use one for Android Auto and the second for a USB stick and select either for musicĭoes the USB socket provide high amps? ie, if I am using my smartphone, will it provide enough to charge it while it is being used for Waze/Music? (I guess I'll find out tomorrow) The multimedia system seems to have USB1 and USB2 listed if you want to re-arrange. Do I need to do the same with Toyota - or does it rely on a file with art in the folder directory with a specific name? I fought with others to force Ford to change Sync3 to make that work properly. If you set Gracenote priority off, and have album art on, it doesn't seem to get embedded album art from the MP3 tag. I can't find anything on the Toyota site, other than a link on the US site which is 2+ years old anyway. How do you get firmware updates for the system and Gracenote databases. Step 7 – Enter the car mileage in the app. Step 6 – Get into your car, switch the ignition ON and read your car mileage. Step 5 – Click on “Terms of use & Privacy Notice” & approve. Step 4 – Click on “Activate connected services”. How do connected services work? The instructions on the Toyota UK site are best described as poor: It only has the "go" variants which I aren't available of many new Toyotas. The MyT app does not have my multimedia system listed for registration. ![]() Just picked up my 21 plate Yaris today and have a few questions: 5/7/2023 0 Comments Take five bandThere is nothing worse than a candidate who has done no background reading to the job, service or wider trust. Of course, each job and service are different but there will likely be themes which you can prepare for.īelow are examples of questions from real Band 6 interviews and suggested answers. So, what will you be asked at a Band 6 interview? If you are offered an interview, the panel believe you can do the job, the key now is to do well during the interview! It is absolutely fine to use examples from your student training, previous work before you qualified or if there are gaps, write about training interests or development needs. Give an example of how you meet this in your current practice. Have the person specification in front of you and address each point. If you meet the person specification, then you will be shortlisted. When applying, really go to town on your personal statement/supporting information. Social media is also a great way to find out information, with many wards, trusts, services having Twitter accounts or Facebook pages.īeing shortlisted for an interview means that on paper you are able to do the job. Have a good look at recent developments, strategies, new policies and future plans. What preparation should I do for a Band 6 interview?Īn excellent way to find out about the service you have applied for is to look at their website.Īll NHS Trusts and private providers will have key documents available online. It is a good idea to contact the manager of the service where you are applying.Īsk to have a look around, spend time with current band 6 nurses and meet your potential team.Īs an interviewer I am always impressed if applicants have shown an interest and willingness to research the job they have applied for and come equipped with knowledge about the service. Make sure you do lots of background reading and really understand the role you are applying for. When you start to undertake roles and responsibilities which feel like they are beyond your scope of practice then you are ready to apply for a more senior post. I was comfortable with leading team discussions, co-ordinating shifts and had started to think about new ideas to improve the clinical environment. My own experience was that I began to take a lead whilst a Band 5. Many settings offer excellent preceptorship support to newly qualified nurses and as an interviewer I can often tell the difference between nurses who have undertaken such programs in their first year and those who haven’t.Īs a nurse, you will know when you are ready to progress to a Band 6 post. Working as a newly qualified nurse allows you to gain invaluable clinical skills without the added tasks required as a Band 6. Nationally this has changed and there are some Band 6 posts available to newly qualified nurses if you are able to demonstrate the relevant experience.Ĭall me old fashioned but I do still value a good year to eighteen months working clinically as a Band 5 nurse in applicants. Job descriptions and person specifications would include a year working as a Band 5 nurse as essential for all applicants. Historically, you were required to spend time working as a Band 5 nurse before applying for a Band 6 post. Comment What do we look for in Band 6 Nurses? What questions will be asked? ![]() In this article I will share some of the inside tips!Īsk questions, comment and like this article below! Share your thoughts, add your opinion in the comments below. However, Band 6 nursing posts offer rewards, clinical career progression and an opportunity for nurses to have more autonomy and authority.īand 6 nursing varies from setting to setting, sometimes called Charge Nurse, Sister or Deputy Ward Managers in inpatient units, or Team leaders, Lead practitioners in the community.Īs a Consultant Nurse having worked in the NHS for over 14 years, I have interviewed many nurses for a range of posts. ![]() The very mention of the word “audit” or “governance” for nurses can induce sighs of “not more paperwork”. The added responsibility and leadership skills required perhaps seem like a step away from patient care. The progression from a Band 5 Staff Nurse to a Band 6 Nurse can feel daunting. “Can you tell us of any experiences which helped develop your identity as a nurse and promoted your interest? Introduction “A staff member who you are supervising is consistently late for work, how might you go about dealing with this?” “Tell us about an improvement you made at work” or “How do you know you are doing well?” “What do you think are the main differences between a Band 5 and Band 6 post?” “Tell us why you have applied for this job?” What questions will be asked? What preparation should I do for a Band 6 interview? Search Jobs Topics covered in this article ![]() No.1 for UK nursing, care & healthcare jobs. 1000s of jobs for Nurses & Care Professionals. 5/7/2023 0 Comments Crush crush coupon codes 2020![]() You can keep up to date with all of the latest gaming news right here at GiveMeSport. ![]() This game continues to add a lot of fresh content as well as making sure there are constant updates to avoid bugs, so there is no doubt that it will maintain its success for a very long period of time. It might just take a bit longer to reach the higher levels if you do not spend any money on the game. Dont forget to check for the latest coupons & promo codes. There are in-game purchases available in Rush Royale however, players are able to play the game without spending a penny. It is a different sort of game compared to other Tower Defense Simulator games due to the fact that instead of Towers, it is Wizards and Warriors. To put it simply, Rush Royale is a Tower Defense Simulator game. 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5/7/2023 0 Comments Da capo 3 r cg![]() 'Season 1' is not a good representative of the actual story, but think of it as the calm before a raging storm. This review might seem out of place, but that's because I know the 'actual' story of DCII. To future viewers, take into consideration that there is a continuation to the tale of D.C.II set to air in a couple of days. To those who have watched this series, you must definitely watch season two or you will have wasted your time. I find it hard to review an incomplete story such as DCII but I don't want current and future viewers It's not that the story itself is lacking, but due to a 26 episode series being abruptly split in half to two 13 episode seasons. Veterans of the original Da Capo will see some distinct similarities concerning the overall plot and the characters that make up the world of DCII.Īs previously stated, the anime of DCII is severely lacking compared to its predecessors. Thanks for taking the time to read my review and happy watching.Ī sequel to a successful franchise, Da Capo II takes us to the journey of one Yoshiyuki Sakurai and his harem. I'm looking forward to enjoying the second season, and I hope you will too. Overall I gave the series 7: Good and enjoyable. It wasn't out of this world, but it was good, and I'd recommend it to anyone who doesn't have a strong bias against harems. It is a high school harem, and it's pretty hard to stand out in this genre, but I think Da Capo did a good job of making a show that's both enjoyable and memorable. It kept me entertained, and I grew attached to the characters. It was a pleasant and enjoyable experience. Amakase was especially entertaining to watch, a great character. ![]() Almost all of the female 'contestants' are just lovable and cute, but each of them have their own special charm. The male lead isn't perfect, but he is quite likable for a harem lead. I already mentioned the wonderful character designs, and this extends to their personality as well as their appearance. The characters often make or break a show, and Da Capo was no exception. I personally thought the ending could have been better, though. The background music mostly good as well, some of it memorable, and some it just blending into the background. The opening theme is very good, I think they chose a very fitting song for the series. It is a harem, after all, and seeing beautiful women is always a plus. Aesthetically, it is a very pleasant experience. The character designs are fantastic, which is what first drew me to the series. The whole team of sakuras and the lively colors used throughout the series really do enhance the mood. If you're looking for an epic tale, look elsewhere, but for a harem, it's quite good. Some events are a bit predictable, but it's never boring, and it doesn't drag on. pace, and it is a heartwarming tale for the most part. ![]() To be fair, the story is not the strongest point of the series, but it's certainly nothing to frown at. The series can be enjoyed as a stand-alone experience, at least I did. As someone who's new to the Da Capo franchise, I still enjoyed it very much, so if you've never seen any of the previous installments, do not let this discourage you. ![]() If I were to choose just one word to describe this anime, it would be 'pleasant.' The episodes literally fly by, they're very easy to watch and easily enjoyable. |